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Clinton’s Health Plans Do Nothing To Tackle Rising Costs

- October 11, 2015

Clinton’s Health Care Policies “Amount To ObamaCare 2.0.” “Hillary Clinton touted a plan Wednesday to address a growing concern among strapped middle-class voters: fast-rising out-of-pocket costs for those who have health coverage. The plan is part of a broad package of changes she is rolling out this week that amount to Obamacare 2.0, pivoting from the divisive debate over expanding health care coverage to concerns about affordability and economic security uppermost in the minds of middle-class voters.” (Paul Demko, “Clinton Pivots To Health Care Affordability,” Politico, 9/23/15)

  • Clinton’s New Health Care Proposals Fail To Cite “Rising Health Care Costs As The Source Of Higher Premiums.” “Her plan is also likely to get pushback from insurers on its proposals to block ‘unreasonable’ health-insurance rate increases. Rather than citing rising health care costs as the source of higher premiums, Clinton’s plan seems to place the blame on insurers, saying that allowing more states to modify or block rate increases ‘would help prevent insurance companies from imposing excessive, double-digit rate increases without a clear justification.’” (Caitlin Owens, “Hillary Clinton Releases More Plans To Cut Health Care Costs,” National Journal, 9/23/15)

ObamaCare Created “Complex New Health Insurance Products Featuring Legions Of Out-Of Pocket Coinsurance Fees, High Deductibles And Narrow Provider Networks.” “The Affordable Care Act has ushered in an era of complex new health insurance products featuring legions of out-of-pocket coinsurance fees, high deductibles and narrow provider networks.” (Elisabeth Rosenthal, “Insured, But Not Covered,” The New York Times, 2/7/15)

  • ObamaCare’s Higher Costs Have Triggered Some Employers To Increase Deductibles For Employees. “Some employers also increased their deductibles to reduce the higher costs associated with the law.” (Reed Abelson, “Health Insurance Deductibles Outpacing Wage Increases, Study Finds,” The New York Times, 9/22/15)

Average Deductibles Have Increased From “$900 In 2010 For An Individual Plan To Above $1,300 This Year” While Small Business Employees Have Even Higher Deductibles. “Those workers’ deductibles have climbed from a yearly average of $900 in 2010 for an individual plan to above $1,300 this year, while employees working for small businesses have an even higher average of $1,800 a year.” (Reed Abelson, “Health Insurance Deductibles Outpacing Wage Increases, Study Finds,” The New York Times, 9/22/15)

  • “One In Five Workers Has A Deductible Of $2,000 Or More.” (Reed Abelson, “Health Insurance Deductibles Outpacing Wage Increases, Study Finds,” The New York Times, 9/22/15)

Health Plan Deductibles Increased 9 Percent in 2015, Far Outpacing “Wage Growth And Overall Inflation.” “American workers saw their out-of-pocket medical costs jump again this year, as the average deductible for an employer-provided health plan surged nearly 9% in 2015 to more than $1,000, a major new survey of employers shows. The annual increase, though lower than in previous years', far outpaced wage growth and overall inflation and marked the continuation of a trend that in just a few years has dramatically shifted healthcare costs to workers.” (Noam N. Levey, “Health Care Costs Rise Again, And The Burden Continues To Shift To Workers,” Los Angeles Times, 9/22/15)

  • High Health Care Costs Are “Singled Out” By Employers “As A Cause For Stagnant Wage Growth In Recent Years.” “Employers’ rising health costs are often singled out as a cause for stagnant wage growth in recent years, as businesses have put money into health benefits that might otherwise have gone to workers’ paychecks.” (Noam N. Levey, “Health Care Costs Rise Again, And The Burden Continues To Shift To Workers,” Los Angeles Times, 9/22/15)

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